Life insurance and annuities allow individuals to invest tax-deferred, but they pay policyholders differently. Learn how each works.

Americans love the idea of participating in the stock market, especially when they’re not risking any losses. That is a true win-win, and is the concept driving indexed products to spectacular sales ...

What Is a Life Insurance Annuity? A life insurance annuity is a unique product that combines life insurance and an annuity. It is essentially a contract between an individual and an insurance company ...

State insurance regulators advanced 2025 life insurance and annuity priorities Monday with additions to reflect new efforts in reinsurance and annuity illustrations. The Life Actuarial Task Force 2025 ...

If you want to update a cash-value life insurance policy or annuity, you may have heard of the 1035 exchange. This IRS provision, based on Section 1035(a)(3) of the IRS code, allows you to exchange ...

The benefits of being self-employed can include the flexibility to work when and where you want to generate your own income. On the flipside, perks available to many employees, such as employer ...

Life insurance and annuities are two common retirement options that can provide financial security in retirement, though they serve different purposes. Life insurance is designed to provide coverage ...

Annuities and life insurance provide solutions for different life needs, though each are offered by insurance companies. Annuities provide a stream of income while you or your family are alive, ...