If you're one of the many homeowners who chose an ARM to escape the fixed-rate mortgage climb starting in 2022, you might be eyeing a refinance soon. With ARM rates now adjusting to around 7% APR or ...

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With a fixed-rate mortgage, the rate literally remains fixed: It carries the same interest rate and monthly payment for the entire life of the loan. But an adjustable-rate mortgage (ARM) has an ...

The love-it-or-loathe-it adjustable rate mortgage (ARM) is seeing an uptick in activity as the Mortgage Bankers Association reveals 10% of purchase-mortgage applications for the week ending October 3, ...

Nakul Mishra is already thinking about refinancing – even before he closes on his first home. The 34-year-old had spent two years searching for the right home in Sacramento to settle into with his ...

For those of us who lived through the housing crisis of 2008, you may associate adjustable rate mortgages (ARMs) with predatory lending practices and mass foreclosures. But today’s ARMs have been a ...

Mortgage refinance rates dipped slightly today, offering minor relief for homeowners looking to lock in lower payments before year-end. According to the Mortgage Research Center, the average 30-year ...