Add Yahoo as a preferred source to see more of our stories on Google. Delorse Harrington, 67, has dealt with flooding just two times in the 34 years she has lived in her Menomonee River Hills home.

If your house isn’t sitting next to a river or the ocean, flood insurance probably feels unnecessary. But the numbers say otherwise. According to FEMA, 99% of U.S. counties have experienced a flooding ...

Myles is a former senior insurance editor for Investopedia. He oversaw the strategy and execution of all content aimed at helping people make better insurance decisions. Myles has nearly a decade of ...