Learn what substitute checks are and how they streamline banking operations. These copies, made legal by the Check 21 Act, offer faster check clearing.

Knowing when money will be credited to your checking or savings account is key for financial planning. While some factors may delay the process, most checks clear within one to two business days.

WASHINGTON — Remember back in the day when you wrote a check and you could count on at least a few days before it was cleared by your bank? That "float'' bought you some time for a check you deposited ...

Convenience, time savings, faster access to cash — all of these are touted as benefits of processing the checks you receive from customers directly in your office. The procedure, known most commonly ...

New system could save industry $2.1 billion a year From left, Charles Robbins, Jose Luis Rojas and Billy Ray Williams sort boxes and bags of checks during the 2 p.m. exchange at the National Clearing ...

Remember back in the day when you wrote a check and you could count on at least a few days before it was cleared by your bank? That "float" bought you time to deposit a check to cover funds for one ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. When you deposit a check ...