ROCHESTER, N.Y. – Life insurance is a critical yet often overlooked financial tool, especially for those who are the primary earners in their families. Financial experts emphasize the importance of ...

This guide explains how life insurance needs change from youth to retirement. The key takeaway is matching coverage type and ...

How do life insurance policies work? Life insurance is a contract between you and an insurance company. You pay premiums to keep the policy active, and in return, the company pays a sum of money, ...

Life insurance is one of the most powerful financial tools available, yet many people misunderstand its benefits, costs, and potential pitfalls. This article explores key insights on choosing the ...

Local financial expert, Michael Masserant, from the Retirement Education Foundation shares some tips to picking the right life insurance plan, as well as what to watch out for when it comes to ...

Whole life is built on certainty. Premiums remain level. Cash value grows at a guaranteed rate. The death benefit stays intact. For people who want long-term predictability and the comfort of knowing ...

It’s not easy thinking about retirement. Making the right choices now may ease you into your golden years. Choosing a life insurance retirement plan plays a role in your long-term financial strategy.

A life insurance beneficiary can be a person, entity or organization you choose to receive the death benefit from your life insurance policy after you pass away. Once your beneficiary receives the ...