Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

Some states are more lenient with deadlines, and a handful of them even let you stay on your parents’ plan for several extra ...

The following information was released by the Cincinnati USA Regional Chamber:. Achieving long-term success is a goal of many ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...