Your current balance (or outstanding balance) and statement balance are two entirely different figures. But your current balance and statement balance can occasionally align, particularly after your ...

A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, ...

Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.

Most banks default auto-pay to "minimum payment," which means carrying a balance and being hit with interest. Paying the full statement balance each month will avoid interest and protect your credit ...

For many people, credit cards are a part of everyday life. There’s a good chance you’ve got a card or two in your wallet and ...