Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

A fair credit card debt settlement is typically somewhere between 50% and 70% of your outstanding balance, though settlements ...

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

Understanding what happens when your debt gets sold can help you make informed decisions about how to handle these situations ...

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Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. You can get rid of credit card debt ...