When applying for a loan or new credit card, the lender might offer you credit insurance — a policy you can either pay for upfront or roll into your monthly payments. But what is credit insurance?

Personal loan credit insurance is an optional policy that covers your loan payments in case of specific unforeseen events like unemployment, disability or death. While the coverage can be costly, it ...

Kicking yourself for not spending a little bit extra on travel insurance for your next trip? You may already have it. As it turns out, some credit cards — particularly travel credit cards — ...