Credit reports show how you manage your credit accounts, including payment history and current balances. However, not all creditors report to every credit bureau. This means your reports may look ...

Increasingly, many lending institutions like your credit history to be spotless. There are many ways to enhance your ability to get credit, but one of the simplest is reviewing your credit reports for ...

If you have a thin credit file, you may have difficulty qualifying for loans and credit cards. So, what is a thin credit file ...

With identity theft and fraud on the rise, it's essential to monitor your credit report for signs of fraud. If you've been scammed, you'll need to contact your local police, the FTC, all three credit ...

Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary. Activities like on-time or late payments and credit utilization are reported, ...

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the ...

The Consumer Financial Protection Bureau announced Tuesday that it's giving millions of Americans a fresh start by removing medical debt from their credit reports. The agency says that some 15 million ...