The buy now, pay later revolution that has taken America’s economy by storm could soon catalyze a credit "catastrophe," according to one expert. "My concern is that the carelessness, the lack of ...

The national average credit score, which had been steadily increasing for over a decade, fell for the second consecutive year, according to a new report from FICO. Increases in credit card utilization ...

FICO, the credit scoring giant, will soon integrate 'Buy Now, Pay Later' (BNPL) data into its credit score calculations. This change, expected to launch this fall, will be implemented through the new ...

Dear Liz: A reader mentioned recently their credit score dropped only four points after closing a credit card they had since 1981. Three years ago I closed a credit card that was over 30 years old and ...

Minnesota residents have the highest average credit score in the country, according to a new report by Motley Fool Money, a personal finance website. The average credit score nationwide for 2025 is ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

I had a friend once tell me, "Now that my credit score is over 800, I can get approved for anything I want!" I wish it worked that way. I have an 822 score myself, and I've still been denied for new ...

For years, rival executives have been fighting behind the scenes over who controls the most important number in every American’s financial life: their credit score. Now, a $10 fee has tipped the sides ...

This map of the average credit score by state shows how credit scores differ by region Aaron McDade is a breaking news reporter for Investopedia. He is an experienced journalist who has covered ...