With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

A Reddit user with great credit saw his score go down over 100 points after a missed payment. The Reddit user should ask the card company to remove the late payment as a gesture of good will. Are you ...

Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off her mortgage early and closed her old credit cards to clean things up -- ...

Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...

While a drop in the nation’s average credit score may sound minor, it belies a major crisis for student loan borrowers. Olive Burd / Money; Getty Images Federal student loan borrowers are struggling ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kupicoo / Getty Images Building your credit is ...

This Redditor is in a regrettable situation, and his mother has knowingly done this to him. There is no question that the Redditor has a long road to recovery in terms of his credit score. The ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

Millions of people are going without basics because of fears around their credit score, according to the Centre for ...