Digital Transactions

Back to the Drawing Board on Debit Rates: Sorting Out Winners and Losers

Peter Lucas December 29, 2025 Acquiring, Competitive Strategies, Debit Cards, E-Commerce, Issuing/Originating, Law and Regulation, Mobile Commerce, Point-of-sale, Pricing, Transaction Processing [Aug.
Digital Transactions

Galileo Is Tops Among Digital Debit Issuers, Javelin Says

Galileo Financial Technologies LLC’s Digital First product ranks first among digital debit card issuers in Javelin Strategy & Research’s inaugural Digital Issuance Provider Scorecard. Sandy, ...
Business Wire

PULSE® Study Finds Debit’s Importance to Consumers Continues to Increase

HOUSTON--(BUSINESS WIRE)--More U.S. consumers are using debit for more transactions and are spending more in the process. The 2024 PULSE Debit Issuer Study, commissioned by Discover® Financial ...
Business Wire

PULSE® Study Finds Debit Issuers Focused on Digital Payments, Mobile Self-Service, Fraud Mitigation

HOUSTON--(BUSINESS WIRE)--The 2023 PULSE Debit Issuer Study, commissioned by Discover® Financial Services’ PULSE debit network and conducted by West Monroe, finds consumer demand for digital ...
Law

Judge Strikes Down Debit Fee Cap Criticized by Retailers as Too High

The Federal Reserve was only authorized by the Dodd-Frank Wall Street Reform and Consumer Protection Act to set a cap that covers issuers’ incremental costs, with lawmakers specifying that “other ...
JD Supra

District Court Vacates Regulation II’s Debit Card Interchange Fee Standard

On August 6, the US District Court for the District of North Dakota, in Corner Post, Inc. v. Bd. of Governors of Fed. Rsrv. Sys., vacated the entirety of Regulation II – the Federal Reserve Board’s ...