Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

She made a point in May to remind colleges of their role in ensuring borrowers repay their loans. As recently as Jan. 7, the ...

The U.S. Department of Education will delay plans to seize tax refunds and garnish wages from struggling student loan ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. A collection account is a debt your ...

Department of Education delays garnishing wages and intercepting federal income tax refunds, as changes are made in student ...

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

(NewsNation) — U.S. households now owe a record $18.4 trillion in debt, and federal data shows complaints about aggressive debt collection have surged over the past year. The Federal Trade Commission ...

WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

A recent study examined which states have the highest number of collection accounts and found Florida ranks seventh, ...

TAMPA, Fla. — Sometimes it feels like spam calls are non-stop, either trying to sell you something or even take advantage of you. But if your phone is ringing because you owe money to a credit card, ...