When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

To pay your debt off fast, you could consider an option that gives you an upfront lump sum of cash, like a home equity loan.

Timing matters when filing bankruptcy and using your credit cards at the wrong time could jeopardize your case.

Credit cards can help build credit while making purchases more convenient. Learn how credit cards work and best practices for using them.

An alarming share of older adults use credit cards to cover basic living expenses, AARP reports in a new survey. The findings illustrate how the rising costs of food, housing, health care and other ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The answer isn't as straightforward as you might expect. What feels ...

Two major issuers, Capital One and Chase, have banned BNPL credit card payments. If you're carrying a balance on your credit card, using the card for BNPL payments may cause you to pay interest twice.