After financial advisor Sarah Carlson fell victim to a violent hit-and-run driver, she became a long-distance triathlete — and a vivid example of why disability insurance is so important for clients.

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

The Alvin Sun is Brazoria County’s first and oldest newspaper and was established on August 8, 1890 as the Alvin News. In 1892, it became the Alvin Sun and was published weekly for many years.

One in 8 workers will be disabled for five years or more during their lifetime. The average group long-term disability claim lasts 34.6 months. 90% of disabilities are caused by illness, not accidents ...

Corrections & Clarifications: A previous version of this story misstated what type of policy is considered the gold standard of disability insurance. It also misstated how someone’s youth affects ...