When a person becomes eligible for Social Security Disability Insurance, it's often seen as a financial lifeline. But in some cases, the benefits can create unexpected challenges — especially when ...

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

Disability insurance is an important element in protecting your financial well-being. This insurance offers income replacement if you get hurt or can no longer work because of physical limitations. So ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you're unable to work due to a chronic illness or injury. People in trade work ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

People regularly ask me about disability insurance. They say things like, “I’m as healthy as a horse. Do I really need that?” Or “I think I have some disability coverage provided through my work, but ...

Too many times, Anne Huebner's patients opt to use their much-needed therapy appointments to fill out disability applications. It's a daunting process, one that usually doesn't reward her patients ...