Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide ...

There's an old saying that reveals a lot about the annuity business: "Annuities are not bought, they're sold." Variable annuities are a good example of this, as they often are a better deal for the ...

For starters, a variable annuity is a long-term financial contract that can be purchased through single, or multiple, premium deposit(s). Riders and benefits These annuities can be purchased with or ...

Next, we consider the joint impacts of rollup rates and payout rates on the amount of guaranteed income the annuity can support. When it comes time to begin taking guaranteed withdrawals, it is ...

Variable annuities are complex insurance products — so complex that what people actually buy and what they think they’re buying may be quite different. Those misunderstandings can end up costing them, ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Dr. Melody Bell is a personal finance expert, entrepreneur, educator, and researcher. Melody ...

When it comes to retirement, we all have our own goals and visions. For my grandparents, they preferred to stay in the home that they paid off for several reasons.... When it comes to retirement, we ...

When it comes to retirement planning, annuities are one of the financial tools that tend to divide opinion. Some people love annuities for the predictable income they offer. Others shy away, wary of ...

If you’re still accumulating assets to fund your retirement but your appetite for risk — given the recent market volatility — is diminished, now might be a good time to consider other tactics, ...

A variable annuity can make sense for some people, but they also have significant drawbacks. There's an old saying that reveals a lot about the annuity business: "Annuities are not bought, they're ...

There's an old saying that reveals a lot about the annuity business: "Annuities are not bought, they're sold." Variable annuities are a good example of this, as they often are a better deal for the ...