Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

FICO has fired its latest shot in the credit scoring wars, launching a direct license program that promises to slash costs for lenders by cutting out credit bureau markups. But not everyone is ...

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...

FICO’s agreement to release long-delayed historical 10T data clears the final obstacle to implementing more modern, inclusive credit scoring models at Fannie Mae and Freddie Mac In a move that Federal ...

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...

What’s next for mortgage scoring? In this interview, FICO’s Joe Marsocci sits down with Diego Sanchez to explain how Score 10T is reshaping underwriting and capital markets strategies. The adoption ...

Fair Isaac Corporation (FICO) commands an impenetrable monopoly in credit scoring, with 89% EBIT margins in its core segment. Despite a 65x TTM valuation, FICO's direct licensing model and minimal ...