January is a critical month for the hundreds of thousands of potential Social Security beneficiaries who are reaching their full retirement age in 2026. The important message is that all of them ...

The new program allows parents to set up savings for young children that can later be used similarly to a traditional IRA.

Retirees are about to see one of the most significant federal tax changes in years: a new extra deduction that can cut taxable income by thousands of dollars for older adults. Instead of a direct tax ...

The more aware you are of how spousal benefits work, the easier it is to make the most of them.

With increases to contribution limits for 401(k)s, IRAs, and HSAs this year, savers can set aside more of their money toward ...

Even in retirement, many types of income remain taxable, making timely filing essential for financial security.

For married couples with unequal historical earnings, it may make sense for the lower income spouse to file for Social Security benefits early or before the higher earner. Ultimately, deciding when to ...

The IRS has announced that the amount of tax-favored funds that you can sock away for retirement is increasing. In 2026, the amount most individuals can contribute to their 401(k) plans will tick up ...

For retirement savers and retirees, the new year brings more than the usual inflation adjustments to retirement contributions.

I write a column similar to this one every January. But I don't mind plagiarizing myself because it contains a very important message for people planning to retire in 2026. January is a critical month ...