Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Texans pay more for homeowners insurance than much of the rest of the country: In 2025, the average home policy with $300,000 worth of dwelling coverage cost $4,049 a year in the Lone Star State, far ...

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat insurance as an active financial decision, not a passive bill. Home insurance ...