Retirees increasingly want paychecks that feel as reliable as their old salaries, yet many are discovering that Social Security alone will not cover the lifestyle they worked for. The good news is ...
Annuities provide guaranteed lifetime income like Social Security but carry high fees and surrender charges. Fixed annuities offer predictable payments without market risk but may not keep pace with ...
Guaranteed income is the top retirement priority for 39% of savers, while one in 10 say they need their income to rise with inflation, according to a survey from investment platform Hargreaves ...
Janet Lewis participated in the 2022-2024 pilot of the IndyEast Guaranteed Income Initiative. She continues to work with an adviser at the John Boner Neighborhood Centers. (IBJ photo/Chad Williams) ...
Retirement income today is rarely generated from a single source. It is typically built from a combination of the state pension, workplace or personal pensions, and other assets, each playing a ...
Retirement committees need a repeatable, documented process to evaluate evolving retirement income products. Education should shift focus from accumulation to trade-offs and proper product usage for ...
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