In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

The price of home insurance has increased everywhere in Texas from the coast to the Panhandle, and rates are now among the most expensive in the country. According to the Texas Department of Insurance ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

Increasing homeowners insurance costs have become a harsh reality across America, with premiums rising an average of 33% since 2020, according to joint research from the University of Pennsylvania’s ...

Climate change is increasing the severity of natural disasters — and home insurance prices. For those moving to a climate-risk state, there are some steps you can take to protect your home. One ...

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...