Banks do more than just store money - they create money every time they issue loans. This ability to generate credit fuels economic growth, but it also creates dangerous financial cycles that can lead ...

SUN VALLEY, ID - JULY 7: John Malone, businessman and former chief executive of Tele-Communications Inc., attends the annual Allen & Company Sun Valley Conference, July 7, 2016 in Sun Valley, Idaho.

For years, financial institutions have talked about attracting younger customers, although few have meaningfully adapted to how Generation-Z and younger Millennials choose where and how they bank. In ...

The rush to offer stablecoins has thus far included more large banks and retailers than credit unions and community banks. While the GENIUS Act requires smaller financial institutions to pay attention ...

Borrowers have spent years grappling with credit card APRs hovering near historic highs. Now, a White House proposal is forcing banks, regulators, and consumers to confront a radical question: what ...

Banks create internal credit scores for customers, affecting approval odds. Discover how these hidden scores impact your credit applications. House Oversight Committee recommends holding Clintons in ...

It’s no secret, Americans are big into ownership. Most people agree it’s better to own a home than rent—and that’s what makes credit unions special: A sense of ownership. When you join a credit union, ...