These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Discover the difference between variable life insurance and variable universal life insurance, and learn which one provides ...

No one likes to think about the day when they or their loved ones will die, but it’s an important part of your finances. Life insurance can help to ease any concerns about what will happen financially ...

Understanding the basics of how life insurance works can go a long way toward helping you make a good decision about what type of life insurance to buy. Written By Written by Insurance Senior Editor, ...

Whole life is built on certainty. Premiums remain level. Cash value grows at a guaranteed rate. The death benefit stays intact. For people who want long-term predictability and the comfort of knowing ...

Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...