Understanding the basics of how life insurance works can go a long way toward helping you make a good decision about what type of life insurance to buy. Written By Written by Insurance Senior Editor, ...

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

Life insurance is a necessity if you have immediate family or others that count on your income. However, choosing a policy that fits your financial goals and is affordable can be challenging. It helps ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Life insurance provides financial benefits to a designated party after your passing. The beneficiary named by the policy can be an individual, estate, trust or organization. You can name multiple ...

This complex product has potential upsides but also risks.

Age directly impacts life insurance premiums. Learn why buying younger saves money and how actuarial tables play a role in ...

Understand what a term plan is, how it works, and how it differs from other life insurance plans for smart financial protection.

A 1035 exchange allows a tax-free exchange of a life insurance policy, annuity contract, long-term care product or endowment for another of a similar structure. This means that any gains or losses ...

September is Life Insurance Awareness Month, which might sound strange to some. Awareness campaigns make sense for diseases and the issues concerning minority groups, but an insurance product? Well, ...