President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

A proposal floated by President Trump to temporarily cap credit card interest rates at 10% has opened debate over how much relief borrowers could actually see.

Capping interest at 10% could save Americans billions, but banks say it would shut millions out. Here's what drives rates and ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

You may want to spend your credit card points now, expert says — but not because of the potential for a 10% interest rate cap ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

The interest rate on your credit card determines how much you’ll pay if you carry a balance. Interest rates vary across different types of cards, but your credit score is a major factor in setting ...

Consolidating credit card debt with a personal loan can save you thousands in interest and boost your credit score -- if you ...

The average household debt just hit $105,056. Here's how it breaks down, plus tips to help pay off what you owe faster, ...