Interest rates remain top of mind for homebuyers in the new year, especially after years of volatile swings driven by inflation and Federal Reserve rate fluctuations. The past year drove rates down, ...

In recent years, certificate of deposit (CD) interest rates reached historic highs, due, in large part, to the Federal Reserve pushing up its benchmark rate to try and temper inflation. As the ...

The Federal Reserve lowered interest rates by 25 basis points on Wednesday. The central bank’s move will have a ripple effect on many of the borrowing and savings rates consumers see every day. From ...

Everything Americans thought they knew about personal finance was upended when the Federal Reserve started aggressively hiking interest rates to cool post-pandemic inflation. After more than a decade ...

The neutral rate—the interest rate at which monetary policy is neither accommodative nor restrictive—is a theoretical concept that cannot be directly observed, only estimated. The neutral rate is an ...

More buyers are turning to adjustable-rate mortgages, which offer lower initial rates than fixed-rate loans. Some ARMs could shave almost a percentage point off the 30-year fixed rate, recent data ...

NEW YORK, NEW YORK - OCTOBER 29: Traders work on the floor of the New York Stock Exchange (NYSE) on October 29, 2025 in New York City. Markets were up in morning trading as investors expect that the ...

The Fed cut interest rates by a quarter point, as expected, but there were dissents in the final vote. If we look all together, we expect two rate cuts next year, which is one more than the Fed. A ...

For the second time this year, the Federal Reserve on Wednesday decided to lower its key interest rate by a quarter of a percentage point. Federal Reserve Chair Jerome Powell noted during a briefing ...

Mortgage rates have been largely unchanged. The Federal Reserve slashed interest rates a quarter of a percentage point this week, delivering its third rate cut since September. The policy brightened ...

The Federal Reserve on Oct. 29 announced a quarter percentage point rate cut, marking its second consecutive rate reduction. The move brings the Fed’s benchmark interest rate down to a range of 3.75% ...