Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

Fixed income is for stability. In 2025, interest rates on fixed deposits fell, while yields on government bonds increased. The interest rates on corporate bonds saw some moderation but held steady.

Trump’s $200 billion GSE directive narrows mortgage spreads, with analysts projecting up to 30 bps in tightening.

Discover what perpetual subordinated loans are, their financial benefits, potential risks, and how they differ from other debt types in this comprehensive guide.

What’s the context? Trump has long sought to exert more control over the Fed’s decision-making and to oust Powell, as well as Fed board member Lisa Cook. But members of the Fed board can only be fired “for cause” — which the Trump administration has previously interpreted to include pretextual allegations of criminal activity.