If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died prematurely? A term life insuran ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, and fixed for the duration of the policy. This kind of cover, with its ...

Life insurance advice is set to become even more complex, with additional product changes and ongoing premium volatility ...

I’m currently 40, and my existing 20-year term policy for $250,000 will expire at age 53. I also have about $100,000 in coverage through my employer, which I would lose if I switched jobs. My partner ...