Life insurance is the foundation of a smart financial plan, all other financial planning can be for naught without the foundation of life insurance in place. Life insurance can help ensure that ...

Fewer U.S. households have bought life insurance in recent decades. Life insurance policies pay a death benefit, generally tax-free, to beneficiaries when a policyholder dies. Getting married, having ...

The U.S. Department of Veterans Affairs launched VALife in 2023, offering a new guaranteed-acceptance life insurance option for veterans with service-connected disabilities. Unlike past VA policies, ...

More and more women today are taking charge of their financial futures—running businesses, growing investments, leading households, and educating themselves on how to manage wealth. They face a unique ...

Life insurance is commonly purchased to provide financial support for the policyholder’s loved ones in the event of an untimely passing. It acts as a legacy planning tool that can provide funds for ...

What Is Life Insurance Planning? Life insurance is a contract between an individual and an insurance company, where the individual pays premiums in exchange for the insurer providing a lump sum ...

Carriers must do a better job of educating advisors and consumers about long-term care riders on life insurance policies. That was one of the suggestions that Christopher Gandy, president of the ...

Life insurance policyholders agree to make regular payments to insurance companies in exchange for a guaranteed death benefit. That benefit is paid to the policyholder’s beneficiaries if the ...

Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side ...