Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

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The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners ...

As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat insurance as an active financial decision, not a passive bill. Home insurance ...