Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

Later this year, Rep. Tom Suozzi (D-N.Y.) will reintroduce his public catastrophic long-term care insurance bill, called the WISH Act. Suozzi is doing all the right things: Looking for Republican ...

Getting care in the U.S. has been getting increasingly expensive. Hospital stays, prescription drugs and assisted living costs are just a few of the many areas of healthcare and long-term care that ...

When you purchase long-term care insurance, you're taking a step to plan for the additional cost of care that you may face later in life. And, that's an important considering that long-term care ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

Welcome to Ask Lacey, an advice column in which accredited financial counselor and MilMo founder Lacey Langford answers your pressing financial questions. Have a question for Lacey? Submit it here. Q.

HAMILTON, Bermuda--(BUSINESS WIRE)--FGH Parent, L.P., (together with its subsidiaries, “Fortitude Re”), a leading global reinsurance company, today announced the ...

Agents and advisors are always on the lookout for ideas that will help them provide their clients and prospects with the financial protection they need to help cover the costs of care if they have a ...

Only one state has disability coverage parity, in which mental health conditions are covered in the same way as physical health conditions: Vermont. In the other 49 states, long-term disability ...