Long-term disability insurance generally costs between 1% and 3% of your income, but it’s well worth the price. About one in four young people will miss a year or more of work before retirement age ...

To determine the best disability insurance companies, we analyzed data points about the breadth of coverage options available and the ease with which you can purchase a policy online. Long-term ...

Mutual of Omaha offers standalone long-term care (LTC) insurance, an increasing rarity in the life insurance space. It has an age cap of 79 in most states and boasts outstanding customer service, both ...

Welcome to Ask Lacey, an advice column in which accredited financial counselor and MilMo founder Lacey Langford answers your pressing financial questions. Have a question for Lacey? Submit it here. Q.

Genworth Financial, one of the largest providers of long-term care insurance in the U.S. and one of only two companies selling coverage through a state partnership program in Connecticut, ties its ...

As you enter retirement, you often want to reduce financial risk while keeping your costs down to avoid running out of money. One way to potentially accomplish both lower risk and lower overall cost ...