Backyard projects have shifted from simple patios to full-scale retreats with pools, outdoor kitchens, and guest houses, and local governments and insurers are treating them accordingly. When you ...

Mercury Insurance is preparing to file updated home policy rates in California using a new catastrophic modeling system designed to give property owners a lifeline to more affordable coverage in ...

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...

Cleanup under way in North Port, Florida, October 12, 2022, after Hurricane Ian raked a path of destruction across the southeast United States on September 28, 2022. Credit: Thomas O'Neill/NurPhoto ...