Weigh the pros and cons to decide if debt consolidation is right for your situation.

"Less ideal debt" is for buying an asset that drops in value, like a car loan, or has a high interest rate, like credit cards. "Necessary debt" is used to buy an asset that can rise in value, like a ...

Thirty percent of Americans are looking to pay off one or more debt this year, according to a new NerdWallet study. Consumer ...

According to LendingTree, Americans owe $257 billion in personal loan debt as of the second quarter of 2025. And while paying off a personal loan can sometimes feel like it’s going to take forever, it ...

On one hand, you could aim to pay off your mortgage principal faster to save on interest and reach debt-free status sooner. Then again, with the annualized rate of return of the S&P 500 for the last ...

That monthly mortgage payment can feel like a permanent resident in your life, a houseguest who overstayed their welcome by ...

Combining finances when you’re married is a hot topic for many, but it’s something Rachel Cruze, a certified financial planner with Ramsey Solutions, strongly recommends. While there are certain ...

With rising interest rates and long-term debt weighing heavily on homeowners, Ramsey’s advice is more relevant than ever in the coming new year. Whether you’re just starting your homeownership journey ...

Tired of credit card debt weighing you down. Learn smart ways to clear your balances quickly. Track spending, pay more than ...

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