Aging Americans face hefty healthcare costs. In fact, the typical nursing room costs seniors $104,000 annually — and that's for a shared room. Even in-home services can come with huge price tags, ...

The ACA Has Stopped Most Insurers From Using Exclusion Periods Before the Affordable Care Act (ACA) reformed health insurance in the US, pre-existing conditions often played a significant role in the ...

Having a medical condition does not mean you can’t get health insurance. It just means you need to be more deliberate and realistic while choosing one.

Over age 50 but under 65? If so, you're at risk of falling into the pre-existing condition health care gap. In the current health insurance marketplace, it's very difficult for people with ...

If you have a pre-existing medical condition you may assume that getting private health 0r private ‘medical’ insurance will be complicated and expensive. But that doesn’t have to be the case. While ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...