Home equity borrowing has been a top option for many Americans over the last few years, buoyed by rising home values, higher interest rates on other types of debt and financial necessity. On the last ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Chidinma Iwu is a Journalist and Content Specialist who covers the intersection of culture, tech, and finance. Her articles can be found in Shondaland, Paste, The daily dot, the Daily Mail, The ...