As we start off 2025 with the goal of achieving better retirement outcomes, some of us are willing to make sacrifices to achieve our retirement goals while others are looking for a magic formula or ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Planning for retirement doesn’t have to be complicated. A straightforward ...

You’ve diligently saved for retirement, but how are you going to spend it? The standard rule-of-thumb is the so-called 4% rule, a retirement withdrawal strategy that suggests retirees can safely ...

TikTok star Austin Hankwitz has built quite a following by breaking down complicated financial concepts into easy-to-digest bite-sized videos. His latest viral content focuses on a surprisingly simple ...

Back in the 1980s and 1990s, financial advisers used a very simplistic but effective formula to work out how much a client should save for his retirement in a defined contribution pension plan. By ...

Retirement is a major milestone in every working person’s life. Along with emotional changes, financial security becomes the biggest concern. To ensure stability after retirement, the Employees’ ...

Well, according to Hankwitz, most people overcomplicate what retirement actually means. “Retirement means your portfolio income is more than your essential spending. That is it. That is what ...