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Life insurance is about protecting your family financially. While money can’t replace you, it’s important to have the right ...

Return of premium life insurance refunds most or all of your premium payments if you outlive the term length of your policy. Due to the refund feature, this policy type will generally cost more than a ...

State Farm's top-rated customer service and solid record of paying dividends make it one of our choice picks for life insurance. And, If you're looking for a joint life policy or a return-of-premium ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

See Protective’s coverage options, costs, riders and underwriting insights Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior Insurance Editor for Buy Side. She has ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

Zack Sigel is a writer and editor based in New York City. He has been managing editor at Policygenius and M1 Finance, where he led teams specialized in writing about business and finance, and he has ...

There are two main types of life insurance: term and permanent. Term life insurance is typically more affordable than permanent life insurance because it is only active within a set period. Most ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...