For many injured workers, the concept of Total and Permanent Disability (TPD) insurance offers hope amidst hardship. TPD insurance allows individuals who are unable to return to work due to permanent ...

Col Fullagar suggests that the need for an underlying logic in any risk insurance recommendation, including TPD, is an important component of safe advice. The debate about the merit or otherwise of ...

In addition to life insurance (death cover), it is generally possible to fund total and permanent disablement (TPD) insurance via superannuation. While the upfront tax consequences of funding TPD ...

TPD insurance, often included as part of superannuation packages, is designed to provide financial assistance to policyholders if they cannot work due to a permanent medical condition. In the past, ...