Affirm just announced it will start reporting all pay-over-time loans, including Pay in 4, to the credit bureaus Experian and TransUnion. BNPL doesn’t affect borrowers’ credit scores very much right ...

New reporting will not impact scores in near-term, but advances efforts to help consumers build credit histories and support positive credit outcomes SAN FRANCISCO & CHICAGO--(BUSINESS WIRE)--Affirm ...

Credit Spark, which is free to use, can report up to two years of past rent, utility and phone bill payments. Credit Spark, which is free to use, can report up to two years of past payments, helping ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

CHICAGO, Feb. 05, 2025 (GLOBE NEWSWIRE) -- Despite a strong employment picture, some consumers are still struggling financially due to elevated inflation and higher than normal interest rates. The ...

TransUnion is trying to help the financial services industry clean up the proliferation of credit washing that’s impacting auto finance and beyond. To combat credit washing — the practice of removing ...

TransUnion, one of the three major credit reporting agencies, is introducing a new database that will collect information on rental payments and provide it to apartment managers and landlords to help ...

The relevance of a strong credit score is that it’s one of the key components used by lending institutions to evaluate ...

Despite a strong employment picture, TransUnion acknowledged some consumers are still struggling financially due to elevated inflation and higher than normal interest rates. TransUnion also pointed ...

New reporting will not impact scores in near-term, but advances efforts to help consumers build credit histories and support positive credit outcomes Consumers will see details about all Affirm ...