Getting the timing right can mean the difference between a successful bankruptcy and one that leaves debts behind.

Could your debt be reduced or forgiven? Take our financial relief quiz. The decision to file bankruptcy is a heady one, but then there is the question of which type of bankruptcy to file. You have ...

Chapter 13 bankruptcy, often referred to as a wage earner's plan, empowers individuals with regular income to develop a strategy to repay all or part of their debts. It is a legal process that allows ...

Income limits vary by bankruptcy type, state, and household size, but they're typically higher than people expect.

Bankruptcy law does not set a single nationwide "maximum income" that cuts you off from relief. Instead, it asks a more ...

If you’re getting hounded by creditors, facing foreclosure on your home or feeling overwhelmed by debt in other ways, bankruptcy might be the answer. Filing for bankruptcy has lasting ramifications on ...

I need some advice and, please, no judgment. I racked up credit-card debt when I could not work for two years. I’ve been working now for about five years, but it seems like I just can’t get ahead of ...

The court could dismiss your case or change it to Chapter 7 if you’re late on your Chapter 13 payment. You can request a payment reduction or amendment if you’ve faced an unexpected financial hardship ...

When Whitney Catalano filed for Chapter 7 bankruptcy in 2022, she was self-employed, living in an apartment she couldn’t afford and carrying $60,000 in credit card and personal loan debt. For her, ...

'I don't have time to work a second job. I am on call, and I also do not have child care.' Dear Quentin, I need some advice and, please, no judgment. I racked up credit-card debt when I could not work ...