Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. The default rate is the percentage of outstanding loans a lender writes off as unpaid after ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...

Defaulting on a loan significantly lowers your credit score and often requires full repayment. Contacting the lender can lead to adjusted repayment terms, helping avoid severe penalties. Federal ...

Structure-based drug design is the design and optimization of a chemical structure with the goal of identifying a compound suitable for clinical testing — a drug candidate. It is based on knowledge of ...