Tag someone who could use our DynamicDrive® program to save money and become a safer driver. Legal Stuff: Subject to terms, conditions & availability. Smartphone, download and activation of the DynamicDrive app required. Savings based on driving behavior & can vary by state. In certain states, participation in DynamicDrive allows Direct Auto Insurance to use your driving data for rating purposes, so rates for drivers with risky behaviors could increase, but safer drivers will save with DynamicDr