Personal Injury vs. Personal Liability Coverage: Do I Need Both?
Personal Injury vs. Personal Liability Coverage: Do I Need Both?
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Personal injury coverage in homeowners insurance protects you against non-physical injuries like slander or defamation. (Not to be confused with personal liability coverage = bodily damage/property damage) If you’re sued for something you said or posted online, Personal Injury coverage helps with legal defense costs and potential judgment costs if you are responsible for damages. coverage is not always part of your homeowners insurance policy - you should confirm. :) #insurance101 #homeowners #g
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