💡🌈 Spring Cleaning Credit Tip 5 Avoid opening new accounts. While it's essential to have a mix of credit types, avoid opening new credit accounts while you're trying to clean up your credit. Each new credit inquiry can temporarily lower your credit score, and opening new accounts can add to your overall debt burden. Check out this resource for best practices while avoiding prescreened offers for credit: https://consumer.ftc.gov/articles/prescreened-credit-insurance-offers | Flat Branch Home Lo