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What is key person or key man insurance and why is it important? Key person insurance, also known as key man insurance, is a life or disability insurance policy owned by a business on a critical employee such as a CFO, COO, or other key leader. It helps compensate the company for financial loss and transition costs if that individual passes away or becomes disabled. While key person insurance premiums are generally not tax-deductible, the coverage plays an important role in maintaining business

secrets traditional women use to attract providers instead of players (and why modern women accidentally filter them out) 1. They weaponize receptivity A player wants a woman who’s “down for whatever.” A provider wants a woman who makes him EARN every inch. Traditional women say “thank you” with their whole body when he pays or protects… but they never give the full girlfriend experience until he’s proven he’s serious. Players bounce. Providers double down. 2. They stay soft, not “strong” Player

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Every Time 'Last Man Standing' Has Recast Characters and Why